What Is Real Money Baccarat?

Baccarat has consistently kept its image over the years as being a particular kind of high-roller's game of choice, as it is both straightforward and gives the player a good edge compared to other forms of gambling like roulette. Since Felix Falguiere invented Baccarat in the middle ages, Baccarat has mostly stayed the same. Gaining popularity in the 19th Century in the USA, as Europeans exported it, the game took off at land-based casinos in the 1950s – along with the variations punto banco, baccarat banque, and chemin de fer. In Baccarat, there are only three options: to bet on Banker, Player, or Tie. It's the ingenious simplicity of this Macau-favorite that has seen kept players coming back, including, famously, James Bond and, for French film buffs, perhaps to coolest gambler ever put on screen, Bob, in Pierre-Melville's film Bob le flambeur.

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Taking Baccarat Online

Was it ever possible to transfer the coolness of Baccarat online? Finding the best baccarat casino will have a lot to do, as you’ll find out, with finding the top casinos with a great Live Casino product. As Baccarat is often thought of as a relatively social game, where players around the table enjoy the anticipation of the dealer squeezing the turn of a card, it would always be difficult to reproduce that authenticity to online casino gambling. However, in the last few years, especially with the advent of Live Casino streaming technology, Baccarat casinos online has found its feet – and it's cool!

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Where To Begin With Real Money Baccarat Casinos Online

Before going into more details on the different variations of Baccarat online, let's look at the basics of where to start if you want to try playing real money baccarat at an online casino in the USA.

Choose a Baccarat Casino:

First, you will need to pick a US online casino site that offers a variety of real money baccarat games. Our list of top US Online Casino sites will be an excellent place to start, and all of them will have a selection of baccarat games, both virtual and live Baccarat, to choose from.

Make a Real Money deposit

All of our top-ranked US online casino sites will have a good variety of banking options, so you should not be stuck when making a real money deposit to get started. Note: you may also want to opt into the Welcome Bonus at a Baccarat casino, but make sure that Baccarat is on the list of eligible games and contribute towards the wagering. Often, Baccarat and other table games have a much lower contribution or are excluded altogether.

Launch one of the Baccarat games at the Casino

After you've chosen the best baccarat casino for you and deposited, search through their baccarat games and launch the game. We suggest browsing through all of the best baccarat casino variations and watching a few betting rounds before playing for real money. When you have chosen, place your first real money bet with a Banker or Player (or Tie, if you're feeling lucky.) Winnings on a tie will be more, but the odds of winning much less – as we’ll see soon.

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Real Money Baccarat Or Free Baccarat?

While we are focussing here on real money baccarat casino options, there are plenty of opportunities to play online Baccarat for free, with a free play option available on many real money games. Live Casino is often the exception, as there is not usually a free money option for Baccarat or other Live Casino table games.

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Baccarat Basics:

– Two cards will be dealt to the Player, and Bank

– If either hand total 8 or 9, no more card is dealt

– If a hand totals 0-5, a third card is dealt to the hand

– A winning hand is the hand that is closest to 9

Things to keep in mind:

– 2-9 in Baccarat have the same value, while 10, J, Q, and K are all 0. Aces are 1. The suits of cars are irrelevant in Baccarat.

– When the hand equals more than 9, drop the first digit.

– If you are playing at a land-based casino, look for a baccarat game where the house commission is less than 5%, as this will benefit your bankroll over the long haul.


Online Real Money Baccarat Strategies

While there is no failsafe, airtight strategy for winning at Baccarat online or offline, some established tactics help a baccarat player play the game. Find the best baccarat casino strategy for you, and stick to it.

1-3-2-4 Baccarat Strategy

This popular baccarat strategy is changing your bet size for each deal, with the idea that you can cover losses over a gambling baccarat session. For example, if your first bet is £10, the second will be £30, the third $20, and the fourth £40 – then start over from the beginning.

Stick to One Side Baccarat Strategy

The One-Sided strategy is the simplest and most common. Many baccarat players wouldn't call it a strategy. It's just their preferred way to play. The concept is straightforward, as you stick to either Banker or Player throughout a whole session, never varying your bet. The benefit of this strategy is consistency and not having to think much about where to place a bet.

Paroli Baccarat Strategy

The lesser-known Paroli system advocates that on any winning betting round, you increase your bet so that you'll bet £10, £20, and £40 – doubling your bet each time until you lose, then start over.

Baccarat Betting Tip:

– Don't bet on a tie. While it's tempting to go for the bigger payout, the house of the edge of 14+% means that you're only ever losing in the long run when betting on a Tie in Baccarat.

– Banker has a slightly increased chance of winning. Betting on Banker has a fractional advantage, at 45.8% vs. 44.6% for the player.

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Some Top Us Online Casino Offering Real Money Baccarat

BetMGM Grand

Having the benefit of so much land-based gambling experience, BetMGM Grand have brought their expertise online by offering a wide range of the best Baccarat tables online, including the extremely popular Squeeze Baccarat variation from Evolution Gaming.

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888 NJ Casino

With a stunning selection of table games in general, you'll find plenty of Baccarat options at 888, including a host of Live Casino Baccarat variations.

BetRivers Casino

Transferring their brick-and-mortar finesse to the online casino world, BetRivers offer players a range of online Baccarat games, with some of the best Live Dealer Baccarat games available online in 2023.


Baccarat Faqs

Frequently Asked Questions

How do I win in Baccarat?

In Baccarat, a winning hand is the One closest to 9 in value. No hand is more than nine, so if your two-card hand is over 9, remove the first digit. If you are a beginner don’t miss our guide on how to play baccarat.

Are there different types of Baccarat online?

Yes, there are variations of Baccarat, such as punto banco, chemin de fer, baccarat banque, and many different Live Casino versions of the game, including the famous Squeeze Baccarat.

Does the Casino have a house edge in Baccarat?

The odds on Baccarat are higher than with many online casino table games, at 98% - which is pretty good for any gambling game. Betting on a Player or Banker gives you the highest odds of winning. Tie gives you a much less chance of winning.

Can I become a skillful Baccarat player?

Baccarat has no element of skill, as it is purely based on chance. There are some strategies, as listed further in this article, but they do not increase your chance of winning. They only mitigate your chance of losing too much.

What's the best bet in Baccarat?

Betting on Banker gives you a slightly 0.2% increased chance of winning at Baccarat.

Can I count cards in Baccarat?

In theory, yes, you can count cards in Baccarat. But this option is vastly reduced online, as even in Live Dealer Blackjack, new decks will be used, and the chance of keeping count is nearly impossible.